VisionFund Cambodia

Agriculture Loan

Any loan used for inputs, expenditures, or assets of agricultural businesses or income-generating activities that earn only seasonal income, e.g. pig raising, vegetable growing, rice farming, etc.

General requirements for loans: 

• Age of majority 

• Good character and  background, determined through reference checks 

• Existing legal businesses or income-generating activities (formal or informal) 

• Residence at a permanent address 

• Consent from spouse or household members to access the loan

• Realistic and profitable business plan 

• Ability to share the investment, either in operating their business or by sharing ownership of the assets purchased with the applied loan 

• Ability to form group guarantee in case of taking loans in the form of a community bank 

• Ability to provide guarantor(s) with  collateral sufficient to guarantee payback of the loan amount

• In case of death of the client: VisionFund will contribute some funds for the funeral and write-off 100% of the  client’s outstanding loan amount for community bank loans or solidarity group lending, and 60% of the client’s outstanding loan amount for an individual loan.

• In case of death of the client’s spouse: VisionFund will contribute some funds for the funeral.  In case of death of the client’s registered children: VisionFund will contribute some funds for the funeral.