This loan is specially designed to enable communities to increase capital for expanding their businesses especially agricultural factors such as selling crops, fertilizers, feeds, and crop manufacture.


Currency USD
Loan Size USD 3,000 – USD 25,000
Loan Term 6 months – 60 months
Payment Model Based on client's business cash flow
Lending Methodologies Individual


Requirements for AC Entity/Association

  • Have a legal business or income generating activities which show  sustainability and trend of potential growth.
  • Be able to provide collateralized assets to assure the loan worth at least 200% of the total loan amount either soft title or hard title deed.
  • Must have a loan borrowing representative
  • AC/Association is able to show adequate repayment coverage ratio
  • All board members have to acknowledge on loan borrowing as co-borrower.
  • Acknowledgement or recommendation is required from WVC for all AC which are under support of WVC, and from related supporter/NGO for other AC/association.
  • AC/association must be established at least one (1) year and have at least one business income generation excluded lending business (cash credit to own member).

How to apply

  • Visit nearest VisionFund's branch or call us at 023 96 3333