Social Investor  Term Deposit (SITD) is a kind of interest-bearing and contract-based savings accounts that require account balance to be placed within a specific contract with particular period of time. Those who place their money in this account for longer term will gain higher interest rate. Cash deposited in this account will be upheld and restricted from withdrawal till maturity date.

Conditions

Currency

KHR, USD or THB

Minimum Initial Deposit

KHR 100,000 ; USD 25 or THB 1,000

Flexible interest Payment

  • Monthly interest Payment
  • At the maturity of the term or upon account closure

Fixed Deposit Certificate

Free

Monthly Account Service

Free

Withdrawals

Partial withdrawal is not allowed

Annual Interest Rate*

Up to 8.25%

 

SITD-Maturity Date Interest Withdrawal

Term

SITD-Normal

SITD-Fixed*

 

KHR

USD

THB

KHR

USD

THB

1 month

-

-

-

-

-

-

3 months

4.50%

3.50%

-

6.25%

5.25%

5.25%

6 months

4.75%

3.75%

-

7.00%

6.00%

6.00%

9 months

5.25%

4.25%

-

8.00%

6.75%

6.75%

12 months

6.00%

5.00%

-

9.00%

8.00%

8.00%

18 months

6.00%

5.00%

-

9.50%

8.00%

8.00%

24 months

6.25%

5.25%

-

9.75%

8.25%

8.25%
36 months 6.50% 5.50% - 10.00% 8.25% 8.25%

SITD Monthly Interest withdrawal

Term

SITD-Normal

SITD-Fixed*

 

KHR

USD

THB

KHR

USD

THB

3 months

4.25%

3.25%

-

6.00%

5.00%

5.00%

6 months

4.50%

3.50%

-

6.75%

5.75%

5.75%

9 months

5.00%

4.00%

-

7.50%

6.50%

6.50%

12 months

5.50%

4.50%

-

8.75%

7.75%

7.75%

18 months

4.75%

4.75%

-

8.75%

7.75%

7.75%

24 months

6.00%

5.00%

-

9.00%

8.00%

8.00%
36 months 6.25% 5.25% - 9.00% 8.00% 8.00%

 

*"SITD-FIXED" is available for limited period only. SITD-FIXED earns higher interest but the entire deposit cannot be withdrawn until its maturity date.
**Other conditions are applied. All rates​ & account conditions are subject to change from time to time without prior notice.
Note: - Thai Baht currency is available in all branches office in Battambang, Banteay Meanchey, Pailin province and Head Office only.
         - Interest Calculation (Principal x Interest Rate x Number of Days)/365

Benefits

  • Make a real contribution to economic development and poverty reduction in Cambodia
  • Earn up to 10.50% annual interest
  • The longer you invest, the higher interest rate you get
  • Interest is calculated daily and paid monthly or on maturity date
  • Reach your social and financial goal at the same time
  • Safety for your cash
  • Fast and convenient service

Requirements

  • Both Cambodians and foreigners are eligible
  • Applicable for both individual and corporate accounts including private entities, NGOs, government entities, associations or corporations that are legally registered under the Cambodian laws and regulations
  • Required to have a Hope Savings Account

How to apply

Bring along following items :

  • For Individuals: National ID Card or passport
  • For corporations: Business Registration Certificate, Memorandum and Articles of Association, and/or Letter of Authorization or Board Resolution as well as other documents
  • Contact us at 023 96 3333 for detail information
  • For those who reside abroad, please download the application form through the link here.
  • Please fill in the form, scan and send it to us via e-mail: myfeedback@visionfund.com.kh